Jharkhand govt’s Farmer Loan Waiver Scheme Apply Online | Krishi Rin Mafi Yojana – Kisan karj mafi yojana 2020-21 check scheme complete details here| fasal rahat yojana | झारखंड किसान कर्ज माफी योजना
Jharkhand Kisan Loan Waiver Scheme 2021-22 is going to start in the entire state, this Jharkhand Debt Waiver Scheme (Krishi Rin Mafi Yojana) will waive farmers’ loans up to Rs 50,000. With this, according to the new announcement, fasal Rahat yojana will replace the central government’s PM Kisan Bima Yojana in the state
The Jharkhand government has given a special gift to the farmers in the cabinet meeting to forgive the farmers ‘debt. The government has approved the allocation of Rs 2000 crore to forgive the farmers’ debt. Under the Kisan loan waiver scheme, people’s loans up to 50000 thousand rupees will be forgiven even if the loan is taken from any bank.
Jharkhand Chief Minister Hemant Soren has approved the allocation of provisional amount of Rs 2,000 crore for the Jharkhand Kisan Debt Waiver Scheme.
Farm Loan Waiver Scheme – Krishi Rin Mafi
Jharkhand Kisan Debt Waiver Scheme 2020 and Crop Relief Scheme 2020 are going to start from 1 January 2021 for all the farmer brothers of the state . For the Krishi Rin Mafi Yojana (kisan karj mafi 2020) in Jharkhand, the state government will waive loans of farmers up to Rs 50000 per farmer.
About 75% of the total population of Jharkhand depends on agriculture and allied activities. The Jharkhand State Government is determined to develop the people associated with the agricultural sector. To connect the farmers of the state to the main stream, the state government will start the Jharkhand Farm Loan Waiver Scheme (Kisan Rin Mafi Yojana) and also the crop relief scheme.
Various public welfare schemes have been announced in Jharkhand’s budget 2020-21. These schemes include Jharkhand Agriculture Loan Waiver Scheme, unemployment allowance, free electricity, free treatment for critical illnesses, and universal scholarship for CBSE students.
Krishi Rin Mafi Yojana Loan Cut Off Date
Cut off date: The loan amount is taken till 31 March 2020 will be transferred through DBT to bank accounts of farmers taking loan. The state government is considering one person from each family under this scheme, but before that the person will be charged a token of 1 rupee.
The Jharkhand government has decided to introduce a short-term agricultural loan waiver scheme for farmers whose income goes towards repaying agricultural loans. Agricultural loans up to Rs 50,000 will be waived in the first phase of the Jharkhand Agriculture Rafi Waiver Scheme 2021.
The state government has allocated Rs 2,000 crore for the Jharkhand Kisan Debt Waiver Scheme for farmers in the state. Under the Jharkhand Kisan loan waiver scheme, up to 50 thousand rupees will be waived for about 9 lakh farmers of the state.
Kisan karj mafi yojana apply Online
If the farmers of the state are thinking of applying for this loan waiver scheme of the government, so at the moment, there is no need for you to apply in the farm loan waiver scheme.
Although the government has not yet released any official guidelines under the scheme, only the Scheme has been announced, as soon as the scheme is implemented in the entire state in January 2021, the state government will also provide information about the implementation of the scheme.
If the figures are to be believed then this scheme will be implemented on the lines of the debt waiver scheme of other state governments. The loan of the farmers will be forgiven under the bank itself, so the whole process can be offline. Farmers do not need to apply. Official launch of the scheme We will update the new information here
Features of farmer loan waiver scheme
- 2000 crore agricultural loan will be waived by the decision of the Hemant government of the state
- About ₹ 50000 loan of each farmer will be forgiven
- Under this scheme, only one family member will get the benefit
- About 9 lakh farmers will be benefited under the Kisan loan waiver scheme
- The debt waiver scheme will be implemented in the entire state from January 2021
- The farmer brothers of the state who have taken loan till 31 March 2020 will be forgiven under the scheme.
- This scheme will benefit those farmer brothers of the state whose extra savings go into filling the loan.
Beneficiaries of Kisan Karj Mafi Yojana
According to the data, about 12.98 lakh farmer brothers have taken loans in the state, under which the banks owe about Rs 5,800 crore. Out of the total accounts, about 9 lakh are active and others are inactive i.e. other accounts have gone to NPA (Non-performing asset) account.
Among the other active accounts remaining, the Jharkhand state government hopes that 7 lakh farmers will benefit from the Jharkhand Kisan Debt Waiver Scheme.
A state-level committee has been formed under the Agriculture Minister, which presents crop lender data. Different banks will have to link Aadhaar to the account to enable crop loans to get the benefit of the Jharkhand Farm Loan Waiver Scheme. So far 6 lakh Aadhaar cards have been enabled out of 12 lakh loan accounts. The department is constructing a web portal to fulfill this objective so that the Aadhaar enabled process can be made easier.
Fasal Rahat Yojana Jharkhand 2021
Another major project for farmers has been approved by the state cabinet. It has been decided that the Jharkhand Crop Relief Scheme will replace the Central Government’s Prime Minister Crop Insurance Scheme. Under this, the state government will not provide money to insurance companies but will send money directly to the accounts of the farmers for the losses so that the losses from the crop can be repaid.
Under the scheme, currently the management of crores of rupees has been done, Jharkhand Debt Waiver Scheme and Crop Relief Scheme are both going to be implemented by the end of this month as December 1 is going to complete 1 year of Hemant government. This complete description of the plan comes after the fourth day of review meetings of various departments organized by Chief Minister Hemant Soren.